Home Compliance

Compliance

Sunrise over grass
Make Hay While The Sun Is Shining

I grew up in a small town and farming community 40 miles outside of Oklahoma City  At that t...

Read More
Ches piece
The Peril of Preemption – A Gamble for Subprime Finance

President Trump’s recent Executive Order (EO) on “Ensuring a national policy framework for artifi...

Read More
Number blocks changing from 2025 to 2026
Subprime Regulatory Compliance Review: Getting Your House in Order for…

As the lending industry looks toward the new year, it’s an important time to review compliance in...

Read More
100 USD bills with the word lending
Fair Lending Is Dead, Long Live Fair Lending…

The phrase “Le roi est mort, vive le roi!”—the king is dead, long live the king—captu...

Read More
The Compliance Mirage: Why Not All Payment Calculators Are Created…

A payment calculator seems like it is technology offered and used by everyone today Plug in a few...

Read More
The FTC’s Unwavering Gaze: Why Subprime Lenders Can’t Afford Complacency…

For years, the subprime industry has navigated a complex landscape of regulations, from sales pra...

Read More
The CFPB is on Life Support, but Compliance Shouldn’t Be

In recent weeks, the Trump administration has significantly reduced funding for federal financial...

Read More
Understanding Section 1071 of the Dodd-Frank Act: What Subprime Lenders…

Subprime auto lenders across the US must prepare for the forthcoming compliance requirements tied...

Read More
Based on CFPB Documented Consumer Complaints, are Junk Fees Really…

If you are a subprime auto lender, it’s worth keeping your eye on the complaints consumers lodge ...

Read More