Home Writers Tom Oscherwitz

Tom Oscherwitz

Tom Oscherwitz is VP of Legal and Regulatory Advisor at Informed.IQ, an AI software company with a specialty in auto lending. He has over 25 years of experience as a senior government regulator (CFPB, U.S. Senate) and as a fintech legal executive working at the intersection of consumer data, analytics, and regulatory policy. Contact him at tom.oscherwitz@informediq.com.

Tom Oscherwitz Posts

How Can Lenders Ensure SLA Accuracy, Automation and Compliance in Today’s Digital Era?

Recent advancements in AI automation are changing lenders’ expectations of vendor performance.…

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Subprime Lenders Must Share Data and Leverage Fintechs to Fight New AI Fraud Risks

Last month, the Department of the Treasury issued a troubling report warning…

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The Importance of Expanding Personal Financial Data Rights for Consumers

The Consumer Financial Protection Bureau (CFPB) is rolling out an important new…

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The Case for Vertical AI Models

AI researchers from Google, Berkeley, and other universities recently engineered what they…

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New Research Reveals Age and Gender Differences in Vehicle Add-On Purchases

When consumers purchase cars at an auto dealer, they often buy supplemental…

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How Generative AI is Impacting Auto Lending Compliance

Auto lenders, like leaders in other business sectors, are grappling with the…

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